← The evidence ledger
Evidence row 751125
Observed , by sync.x402_bazaar/1.
- Kind
- listing
- About
- source_record x402_bazaar:https://api.findmydirectdoctor.com/v1/dpc/facts
- Recorded
- Previous row
- None: the first of its kind about this subject
- Body SHA-256
- 5888fb886b7fa97b4b22cde6296a739d92b28f780dbd61627d8ea216c130f0aa
- Leaf
- 0xb5213579fa09cad34452e93f9cdf52b32e31b84f3f3fba9b417b8469315dab8f
What was observed
{
"endpoints": [
[
"x402",
"https://api.findmydirectdoctor.com/v1/dpc/facts"
]
],
"name": "FindMyDirectDoctor Directory API",
"owner_address": "0xdf0102f7e02be8e80212698c38180adae3e01365",
"raw": {
"accepts": [
{
"amount": "20000",
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"maxTimeoutSeconds": 60,
"network": "eip155:8453",
"payTo": "0xdF0102F7E02be8e80212698C38180ADAE3e01365",
"scheme": "exact"
}
],
"description": "Direct primary care (DPC) facts: whether a membership counts as insurance, how the HSA rule effective January 1, 2026 treats monthly fees (the IRS limits are quoted from the guide), DPC versus concierge medicine, typical monthly cost, who it suits, and questions to ask a practice. Nine Foundation guides with quoted sentences. Tax details are quoted, not advice.",
"extensions": {
"bazaar": {
"info": {
"input": {
"method": "GET",
"queryParams": {
"topic": "hsa-rules"
},
"type": "http"
},
"output": {
"example": {
"credit": "Physician-reviewed, FindMyDirectDoctor Foundation",
"data_as_of": "2026-10-02",
"disclaimer": "General information quoted from published guides. Not medical, legal or tax advice. In an emergency call 911.",
"facts": [
{
"quote": "Starting January 1, 2026, a federal rule lets many people with an HSA and a high-deductible health plan pay these fees with HSA money.",
"section": "quick answer",
"source_url": null
}
],
"faq": [
{
"answer": "Often you can, starting January 1, 2026, if you meet the rules. Your plan, your fee and your practice's terms all matter. Please check with a tax adviser before you decide.",
"question": "Can I use my HSA for direct primary care?"
},
{
"answer": "The IRS notice says that above the limit, the arrangement does not count as a qualifying one under the new rule. That could stop you from contributing to your HSA while you are enrolled. HSA money can still be used to reimburse the fees, so ask a tax adviser before you decide.",
"question": "What if my monthly fee is more than $150?"
}
],
"guide": {
"last_reviewed": "2026-10-10",
"slug": "hsa-direct-primary-care",
"title": "Can I use my HSA for direct primary care?",
"url": "https://findmydirectdoctor.org/guides/hsa-direct-primary-care/"
},
"guide_url": "https://findmydirectdoctor.org/guides/hsa-direct-primary-care/",
"hsa_rule": [
{
"guide_slug": "hsa-direct-primary-care",
"guide_url": "https://findmydirectdoctor.org/guides/hsa-direct-primary-care/",
"label": "effective_date",
"quote": "Starting January 1, 2026, a direct primary care arrangement that meets certain rules is not treated as extra health coverage.",
"source_url": null,
"value": "January 1, 2026"
},
{
"guide_slug": "hsa-direct-primary-care",
"guide_url": "https://findmydirectdoctor.org/guides/hsa-direct-primary-care/",
"label": "law_document",
"quote": "The IRS, the federal tax agency, explained how this works in a document called Notice 2026-5.",
"source_url": null,
"value": "Notice 2026-5"
}
],
"last_reviewed": "2026-10-10",
"lists": [
{
"items": [
"Whether a membership fits is based on its terms, not on what services you end up using.",
"If your employer pays the fee for you, you cannot also reimburse that fee from your HSA. This includes a payroll deduction set up through the employer."
],
"section": "Other things to know"
}
],
"price_points": [],
"query": {
"matched_by": "alias",
"matched_slug": "hsa-direct-primary-care",
"topic": "hsa-rules"
},
"quick_answer": "Often you can pay with an HSA. Starting January 1, 2026, a federal rule lets many people with an HSA and a high-deductible health plan pay these fees with HSA money. The fee generally has to be $150 a month or less for one person, or $300 a month or less for a family. The details are tricky, so check with a tax adviser about your own situation.",
"related": [
{
"slug": "high-deductible",
"url": "https://findmydirectdoctor.org/guides/high-deductible/"
}
],
"source": "FindMyDirectDoctor Foundation guides (findmydirectdoctor.org/guides)",
"sources": [
{
"publisher": "irs.gov",
"url": "https://www.irs.gov/newsroom/treasury-irs-provide-guidance-on-new-tax-benefits-for-health-savings-account-participants-under-the-one-big-beautiful-bill"
}
],
"tax_advice_note": "The guide points readers to a tax adviser for their own situation; this response is not tax advice."
},
"type": "json"
}
},
"schema": {
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"input": {
"additionalProperties": false,
"properties": {
"method": {
"enum": [
"GET"
],
"type": "string"
},
"queryParams": {
"properties": {
"topic": {
"description": "The topic: overview, cost, hsa-rules, insurance-status, vs-concierge, uninsured, worth-it-pros-cons, faq, questions-to-ask; a guide slug or plain words.",
"maxLength": 120,
"minLength": 1,
"type": "string"
}
},
"required": [
"topic"
],
"type": "object"
},
"type": {
"const": "http",
"type": "string"
}
},
"required": [
"type",
"method"
],
"type": "object"
},
"output": {
"properties": {
"example": {
"properties": {
"credit": {
"description": "Physician-reviewed, FindMyDirectDoctor Foundation",
"type": "string"
},
"data_as_of": {
"type": "string"
},
"disclaimer": {
"type": "string"
},
"facts": {
"items": {
"properties": {
"quote": {
"type": "string"
},
"section": {
"type": "string"
},
"source_url": {
"type": [
"string",
"null"
]
}
},
"type": "object"
},
"type": "array"
},
"faq": {
"items": {
"properties": {
"answer": {
"type": "string"
},
"question": {
"type": "string"
}
},
"type": "object"
},
"type": "array"
},
"guide": {
"description": "The guide the answer comes from.",
"properties": {
"last_reviewed": {
"type": "string"
},
"slug": {
"type": "string"
},
"title": {
"type": "string"
},
"url": {
"type": "string"
}
},
"required": [
"slug",
"title",
"url",
"last_reviewed"
],
"type": "object"
},
"guide_url": {
"description": "Public page of the guide.",
"type": "string"
},
"hsa_rule": {
"items": {
"description": "A labeled fact with its quote.",
"type": "object"
},
"type": "array"
},
"last_reviewed": {
"description": "Review date of the guide (YYYY-MM-DD).",
"type": "string"
},
"lists": {
"items": {
"properties": {
"items": {
"items": {
"type": "string"
},
"type": "array"
},
"section": {
"type": "string"
}
},
"type": "object"
},
"type": "array"
},
"price_points": {
"items": {
"properties": {
"amounts_usd": {
"items": {
"type": "number"
},
"type": "array"
},
"as_of": {
"type": [
"string",
"null"
]
},
"basis": {
"description": "Machine name of the basis.",
"type": "string"
},
"basis_label": {
"description": "What kind of figure this is, in plain words. A Medicare payment or a drug acquisition cost is not a cash price.",
"type": "string"
},
"is_cash_price": {
"type": [
"boolean",
"null"
]
},
"quote": {
"description": "The sentence from the guide that states the figure.",
"type": "string"
},
"section": {
"type": "string"
},
"source_url": {
"type": [
"string",
"null"
]
}
},
"required": [
"quote",
"amounts_usd",
"basis",
"basis_label"
],
"type": "object"
},
"type": "array"
},
"query": {
"description": "The request as understood, with the guide it matched.",
"type": "object"
},
"quick_answer": {
"type": "string"
},
"source": {
"type": "string"
},
"sources": {
"items": {
"properties": {
"publisher": {
"type": "string"
},
"url": {
"type": "string"
}
},
"type": "object"
},
"type": "array"
},
"tax_advice_note": {
"type": "string"
}
},
"required": [
"query",
"guide_url",
"last_reviewed",
"quick_answer",
"credit",
"data_as_of"
],
"type": "object"
},
"type": {
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}
},
"required": [
"type"
],
"type": "object"
}
},
"required": [
"input"
],
"type": "object"
}
}
},
"iconUrl": "https://res.cloudinary.com/bdb-prod/image/upload/c_fill,ar_1:1,w_256,h_256,f_auto,q_auto/v1793129241/bazaar-icons/e5667360930b8563.png",
"lastUpdated": "2026-10-28T00:20:26.225Z",
"quality": {
"l30DaysTotalCalls": 1,
"l30DaysUniquePayers": 1,
"lastCalledAt": "2026-10-28T00:20:26.102Z"
},
"resource": "https://api.findmydirectdoctor.com/v1/dpc/facts",
"serviceName": "FindMyDirectDoctor Directory API",
"tags": [
"healthcare",
"doctors",
"direct-primary-care",
"dpc",
"concierge-medicine"
],
"type": "http",
"x402Version": 2
},
"source": "x402_bazaar",
"summary": "Direct primary care (DPC) facts: whether a membership counts as insurance, how the HSA rule effective January 1, 2026 treats monthly fees (the IRS limits are quoted from the guide), DPC versus concierge medicine, typical monthly cost, who it suits, and questions to ask a practice. Nine Foundation guides with quoted sentences. Tax details are quoted, not advice."
}What the leaf hashes
{"body":"5888fb886b7fa97b4b22cde6296a739d92b28f780dbd61627d8ea216c130f0aa","id":751125,"kind":"listing","method":"sync.x402_bazaar/1","observed_us":1793178704853118,"prev":null,"subject":"x402_bazaar:https://api.findmydirectdoctor.com/v1/dpc/facts","subject_kind":"source_record"}Proof
Fold these into the leaf in order, hashing each sorted pair with keccak256, to reach the root of (231336 rows).
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- Day root
- 0x2c19037464cc4c493624565f01775d6446fc78eaa118fc6865bfe2bfca9ff78e
- Chained
- 0xd1d7dee8322ceff8f4c8d83aa1fe4a4466825c2af1c97dbde3d35db61234f7be
- Published
- On Arc Testnet, block 69584042: 0x8bae2b1d097834c8b458513862d70d29ee807e98dc2e863b27250131c15b35ae