← The evidence ledger
Evidence row 546240
Observed , by probe.mcp/1.
- Kind
- mcp.tools
- About
- endpoint da46dd31-22a3-479d-81e9-825ea531a77e
- Recorded
- Previous row
- None: the first of its kind about this subject
- Body SHA-256
- 7362ff6671ff12ca2b9d3f3d1a47a89498021d21b4f7ab682124a6492147fac7
- Leaf
- 0x3cc7df47461a020057734ffbde9c6a5c204fc845c19d9b524c49f7b063d45ee6
What was observed
{
"count": 40,
"tools": [
{
"description": "Look up NAIC IID (Quarterly Listing of Alien Insurers) surplus-lines eligibility -- nationwide under NRRA -- for an insurer by name or alien ID, or list the current roster with recent additions/removals. $0.10 per query. Mirrors GET /v1/eligibility.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"changes_since": {
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$",
"type": "string"
},
"entity_type": {
"enum": [
"alien_company",
"lloyds_syndicate"
],
"type": "string"
},
"insurer": {
"minLength": 1,
"type": "string"
},
"limit": {
"default": 100,
"maximum": 500,
"minimum": 1,
"type": "integer"
},
"state": {
"pattern": "^[A-Za-z]{2}$",
"type": "string"
}
},
"type": "object"
},
"name": "check_eligibility"
},
{
"description": "One carrier's footprint across states for a line and year: per-state rank/dpw/market_share/YoY, plus the countrywide reference row. $0.50 per query -- the cross-state differentiator, mirrors compare_states. Mirrors GET /v1/carriers/footprint.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"code": {
"minLength": 1,
"type": "string"
},
"line": {
"default": "total_all_lines",
"minLength": 1,
"type": "string"
},
"states": {
"items": {
"minLength": 1,
"type": "string"
},
"type": "array"
},
"year": {
"maximum": 2100,
"minimum": 1900,
"type": "integer"
}
},
"required": [
"code"
],
"type": "object"
},
"name": "compare_carrier_states"
},
{
"description": "Compare premium/policy count series across multiple states side-by-side. $0.50 per query. Mirrors GET /v1/compare.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"from": {
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$",
"type": "string"
},
"granularity": {
"default": "month",
"enum": [
"month",
"quarter",
"half",
"year"
],
"type": "string"
},
"line": {
"default": "all",
"minLength": 1,
"type": "string"
},
"states": {
"items": {
"minLength": 1,
"type": "string"
},
"minItems": 1,
"type": "array"
},
"to": {
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$",
"type": "string"
}
},
"required": [
"states"
],
"type": "object"
},
"name": "compare_states"
},
{
"description": "A carrier's statutory-statement financial dossier: identity (domicile, FEIN, parent, incorporation date) plus its full loaded fiscal-year series (assets, surplus, premium, IRIS distress ratios), from each carrier's NAIC annual-statement filing. Requires `insurer` or `naic`; add `year` to narrow to one fiscal year. $0.10 per query. Free discovery: /v1/financials/sample.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"insurer": {
"minLength": 1,
"type": "string"
},
"naic": {
"minLength": 1,
"type": "string"
},
"year": {
"maximum": 2100,
"minimum": 1900,
"type": "integer"
}
},
"type": "object"
},
"name": "get_carrier_financials"
},
{
"description": "One carrier's multi-year trajectory (rank, dpw, market_share, YoY) for a single line and scope (a jurisdiction or countrywide), plus group member companies for group codes. DELIBERATE single-scope limit: use compare_carrier_states for a cross-state comparison. $0.10 per query. Mirrors GET /v1/carriers/profile.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"code": {
"minLength": 1,
"type": "string"
},
"line": {
"default": "total_all_lines",
"minLength": 1,
"type": "string"
},
"state": {
"enum": [
"AL",
"AK",
"AZ",
"AR",
"CA",
"CO",
"CT",
"DE",
"DC",
"FL",
"GA",
"HI",
"ID",
"IL",
"IN",
"IA",
"KS",
"KY",
"LA",
"ME",
"MD",
"MA",
"MI",
"MN",
"MS",
"MO",
"MT",
"NE",
"NV",
"NH",
"NJ",
"NM",
"NY",
"NC",
"ND",
"OH",
"OK",
"OR",
"PA",
"RI",
"SC",
"SD",
"TN",
"TX",
"UT",
"VT",
"VA",
"WA",
"WV",
"WI",
"WY",
"AS",
"GU",
"MP",
"PR",
"VI",
"CAN",
"AOA"
],
"type": "string"
}
},
"required": [
"code"
],
"type": "object"
},
"name": "get_carrier_profile"
},
{
"description": "Is a carrier in trouble? Look up a company's receivership/liquidation record plus its enforcement actions (fines, license suspensions/revocations) across the covered states in one dossier, or list receivership estates by status. Add `state` to narrow. $0.10 per query. Mirrors GET /v1/solvency. Free discovery: /v1/solvency/sample.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"insurer": {
"minLength": 1,
"type": "string"
},
"limit": {
"default": 100,
"maximum": 500,
"minimum": 1,
"type": "integer"
},
"state": {
"pattern": "^[A-Za-z]{2}$",
"type": "string"
},
"status": {
"enum": [
"rehabilitation",
"liquidation",
"conservation",
"closed"
],
"type": "string"
}
},
"type": "object"
},
"name": "get_carrier_solvency"
},
{
"description": "Free sample of the carrier market-share dataset (NAIC Market Share Report, P/C): Florida's top 5 carriers for total-all-lines, latest data year, with the STATE TOTAL/all_other rows and CR4/CR10 concentration. Free.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {},
"type": "object"
},
"name": "get_carriers_sample"
},
{
"description": "Per-county FEMA disaster-declaration detail for one hurricane event (declaration type/date, incident window, IA/PA/IH/HM program flags). Filter by `state`. $0.10 per query. Mirrors GET /v1/cat/counties. Free discovery: /v1/cat/events, /v1/cat/sample.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"event": {
"minLength": 1,
"type": "string"
},
"state": {
"pattern": "^[A-Za-z]{2}$",
"type": "string"
}
},
"required": [
"event"
],
"type": "object"
},
"name": "get_cat_counties"
},
{
"description": "Hurricane exposure: the latest annual county-level surplus-lines premium for a state, annotated by which counties were federally declared for a given storm, with the declared-zone premium and its share of the statewide total. A current-book snapshot, NOT a pre-vs-post change. `state` defaults FL. $0.50 per query. Mirrors GET /v1/cat/exposure.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"event": {
"minLength": 1,
"type": "string"
},
"state": {
"default": "FL",
"pattern": "^[A-Za-z]{2}$",
"type": "string"
}
},
"required": [
"event"
],
"type": "object"
},
"name": "get_cat_exposure"
},
{
"description": "Hurricane premium impact: the change in county-level surplus-lines premium in a storm's federally-declared counties, the last full year BEFORE landfall vs the first full year AFTER, with the rest of the state as a control. The E&S-grows-after-a-storm signal, quantified. `state` defaults FL. $0.50 per query. Mirrors GET /v1/cat/impact.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"event": {
"minLength": 1,
"type": "string"
},
"state": {
"default": "FL",
"pattern": "^[A-Za-z]{2}$",
"type": "string"
}
},
"required": [
"event"
],
"type": "object"
},
"name": "get_cat_impact"
},
{
"description": "Free sample of the hurricane/catastrophe dataset: recent events plus the latest FL-affecting hurricane's Florida exposure headline (declared counties and their share of statewide surplus-lines premium). Free.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {},
"type": "object"
},
"name": "get_cat_sample"
},
{
"description": "Citizens Property Insurance Corporation (Florida) depopulation (takeout) activity: annual totals by policy type, or company-level detail for years with published detail (2017, 2018, 2021+). $0.10 per query. Mirrors GET /v1/citizens/depopulation.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"company": {
"minLength": 1,
"type": "string"
},
"detail": {
"default": false,
"type": "boolean"
},
"from": {
"maximum": 2100,
"minimum": 1900,
"type": "integer"
},
"to": {
"maximum": 2100,
"minimum": 1900,
"type": "integer"
},
"year": {
"maximum": 2100,
"minimum": 1900,
"type": "integer"
}
},
"type": "object"
},
"name": "get_citizens_depopulation"
},
{
"description": "Citizens Property Insurance Corporation (Florida) monthly policies-in-force by product line, optionally broken out by coverage (wind/ex_wind), region (tri_county/remainder), or filtered to a single county. $0.10 per query. Mirrors GET /v1/citizens/pif.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"county": {
"minLength": 1,
"type": "string"
},
"from": {
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$",
"type": "string"
},
"granularity": {
"default": "month",
"enum": [
"month"
],
"type": "string"
},
"product_line": {
"default": "all",
"minLength": 1,
"type": "string"
},
"split": {
"enum": [
"coverage",
"region"
],
"type": "string"
},
"to": {
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$",
"type": "string"
}
},
"type": "object"
},
"name": "get_citizens_pif"
},
{
"description": "Free sample of the Citizens Property Insurance Corporation (Florida) dataset: statewide all-lines policies-in-force, latest 13 months, plus the latest year's depopulation (takeout) totals. Free.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {},
"type": "object"
},
"name": "get_citizens_sample"
},
{
"description": "Report which states, date ranges, and granularities (month/quarter/half/year) have data available. Free.",
"inputSchema": {
"properties": {},
"type": "object"
},
"name": "get_coverage"
},
{
"description": "Free sample of the NAIC IID (Quarterly Listing of Alien Insurers) eligibility roster: a few alien companies and Lloyd's syndicates, plus the latest edition's additions/removals. Free.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {},
"type": "object"
},
"name": "get_eligibility_sample"
},
{
"description": "The IRIS distress screen: carriers whose NAIC annual-statement filing reports a published, NON-ZERO count of IRIS ratios outside the usual range for a fiscal year (NULL/unpublished years are excluded, never read as zero). Filter by `year`; a carrier can appear more than once across years. $0.10 per query. Free discovery: /v1/financials/sample.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"limit": {
"default": 100,
"maximum": 500,
"minimum": 1,
"type": "integer"
},
"year": {
"maximum": 2100,
"minimum": 1900,
"type": "integer"
}
},
"type": "object"
},
"name": "get_financials_distress"
},
{
"description": "A carrier's reinsurer panel from its NAIC annual-statement filing (the 'Reinsurers (Top 5)' schedule): reinsurer name, class, authorization status, gross recovery, and amounts over 120 days overdue. Requires `insurer` or `naic`. $0.10 per query. Free discovery: /v1/financials/sample.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"insurer": {
"minLength": 1,
"type": "string"
},
"naic": {
"minLength": 1,
"type": "string"
}
},
"type": "object"
},
"name": "get_financials_reinsurers"
},
{
"description": "Free sample of the insurer financial-cards dataset: a handful of carriers' latest-fiscal-year headline figures (assets, surplus, gross premium, combined/losses-incurred ratios, IRIS distress count) plus a distress-screen headline. Free -- the discovery bait for /v1/financials, /v1/financials/reinsurers, and /v1/financials/distress.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {},
"type": "object"
},
"name": "get_financials_sample"
},
{
"description": "County natural-hazard risk scores for a state and peril (FEMA National Risk Index): Expected Annual Loss ($), EAL/Risk scores (0-100) and ratings, ranked by loss. `peril` is composite (default) or one of 18 hazards (wildfire, coastal_flood, hurricane, earthquake, ...). $0.10 per query. Free discovery: /v1/hazard/sample.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"limit": {
"default": 100,
"maximum": 500,
"minimum": 1,
"type": "integer"
},
"peril": {
"default": "composite",
"enum": [
"composite",
"avalanche",
"coastal_flood",
"cold_wave",
"drought",
"earthquake",
"hail",
"heat_wave",
"hurricane",
"ice_storm",
"riverine_flood",
"landslide",
"lightning",
"strong_wind",
"tornado",
"tsunami",
"volcanic_activity",
"wildfire",
"winter_weather"
],
"type": "string"
},
"state": {
"pattern": "^[A-Za-z]{2}$",
"type": "string"
}
},
"required": [
"state"
],
"type": "object"
},
"name": "get_hazard"
},
{
"description": "Premium overlay: a state's latest annual county-level surplus-lines premium alongside each county's FEMA hazard Expected Annual Loss for a peril, ranked by loss -- which counties carry the risk, and the E&S premium riding on it. `state` defaults FL (the only state with county premium today). $0.50 per query.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"limit": {
"default": 100,
"maximum": 500,
"minimum": 1,
"type": "integer"
},
"peril": {
"default": "composite",
"enum": [
"composite",
"avalanche",
"coastal_flood",
"cold_wave",
"drought",
"earthquake",
"hail",
"heat_wave",
"hurricane",
"ice_storm",
"riverine_flood",
"landslide",
"lightning",
"strong_wind",
"tornado",
"tsunami",
"volcanic_activity",
"wildfire",
"winter_weather"
],
"type": "string"
},
"state": {
"default": "FL",
"pattern": "^[A-Za-z]{2}$",
"type": "string"
}
},
"type": "object"
},
"name": "get_hazard_premium"
},
{
"description": "Free sample of the natural-hazard risk dataset (FEMA National Risk Index): Florida's highest-risk counties (composite) plus the surplus-lines premium-overlay headline, and the perils/states available. Free.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {},
"type": "object"
},
"name": "get_hazard_sample"
},
{
"description": "Florida homeowners property-insurance litigation metrics by year: Florida's share of the nation's homeowners' claims and lawsuits opened (the admitted-market litigation leading indicator that pushes risk into E&S), plus defense cost & containment expense figures. Optional `from`/`to` year window. $0.10 per query. Free discovery: /v1/litigation/sample.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"from": {
"maximum": 2100,
"minimum": 1900,
"type": "integer"
},
"to": {
"maximum": 2100,
"minimum": 1900,
"type": "integer"
}
},
"type": "object"
},
"name": "get_litigation_metrics"
},
{
"description": "Free sample of the Florida property-insurance litigation dataset: the headline ratio (Florida's share of the nation's homeowners' claims vs. lawsuits) and the latest three years. Free -- the discovery bait for /v1/litigation.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {},
"type": "object"
},
"name": "get_litigation_sample"
},
{
"description": "Time series of E&S/surplus lines premium and policy counts for a state, optionally by coverage line, date range, and granularity. $0.10 per query. Mirrors GET /v1/premium.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"county": {
"minLength": 1,
"type": "string"
},
"from": {
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$",
"type": "string"
},
"granularity": {
"default": "month",
"enum": [
"month",
"quarter",
"half",
"year"
],
"type": "string"
},
"line": {
"default": "all",
"minLength": 1,
"type": "string"
},
"state": {
"minLength": 1,
"type": "string"
},
"to": {
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$",
"type": "string"
}
},
"required": [
"state"
],
"type": "object"
},
"name": "get_premium"
},
{
"description": "Free sample of the premium data: statewide all-lines premium and policy-count series for a state, latest 13 periods, at whatever granularity that state publishes (month for FL/TX/CA, half for IL, year for NY/WA). Annual states whose history runs longer than the sample window also return a `history` object with first-to-latest premium and growth multiple across the full series. Line/county/insurer detail, full history, and cross-state comparison are paid tools.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"state": {
"default": "FL",
"minLength": 1,
"type": "string"
}
},
"type": "object"
},
"name": "get_premium_sample"
},
{
"description": "The rate-activity index: admitted-market SERFF rate filings aggregated by state x coverage line x period (month/quarter/year) -- filing_count, avg_rate_change_pct, share_increasing/share_decreasing, max_increase. Compare states with `states=TX,MS`. Admitted-market rate activity is a leading indicator of surplus-lines (E&S) growth; this is the differentiator endpoint. $0.10 per query. Free discovery: /v1/rates/sample.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"from": {
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$",
"type": "string"
},
"granularity": {
"default": "quarter",
"enum": [
"month",
"quarter",
"year"
],
"type": "string"
},
"line": {
"minLength": 1,
"type": "string"
},
"states": {
"items": {
"minLength": 1,
"type": "string"
},
"type": "array"
},
"to": {
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$",
"type": "string"
}
},
"type": "object"
},
"name": "get_rate_activity"
},
{
"description": "Browse or filter admitted-market SERFF rate filings (Texas TDI open data, Mississippi MID bulletins, California CDI rate-filing approvals, and Washington OIC annual reports): filter by `state` (CA|MS|TX|WA), `line` (coverage category or TOI name substring), `insurer` (name substring), `min_change` (rate_change_pct >= this), or `from`/`to` (received_date, YYYY-MM). Admitted-market rate activity is a leading indicator of surplus-lines (E&S) growth. $0.10 per query. Mirrors GET /v1/rates. Free discovery: /v1/rates/sample.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"from": {
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$",
"type": "string"
},
"insurer": {
"minLength": 1,
"type": "string"
},
"limit": {
"default": 100,
"maximum": 500,
"minimum": 1,
"type": "integer"
},
"line": {
"minLength": 1,
"type": "string"
},
"min_change": {
"type": "number"
},
"state": {
"pattern": "^[A-Za-z]{2}$",
"type": "string"
},
"to": {
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$",
"type": "string"
}
},
"type": "object"
},
"name": "get_rate_filings"
},
{
"description": "Free sample of the SERFF admitted-market rate-filings dataset: per-state (CA, MS, TX, WA) filing counts and date range, plus a few of the largest recent rate increases. Admitted-market rate activity is a leading indicator of surplus-lines (E&S) growth. Free -- the discovery bait for /v1/rates and /v1/rates/activity.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {},
"type": "object"
},
"name": "get_rate_filings_sample"
},
{
"description": "The leading-indicator join: E&S/surplus-lines premium (plus YoY growth) aligned period-by-period against admitted-market SERFF rate-filing activity (filing_count, avg_rate_change_pct, share_increasing, max_increase) on the shared coverage category. `lag` shifts the rate series back N periods so you can test the leading-indicator relationship yourself (lag=1, granularity=year pairs premium with the prior year's rate activity). TX only (the state with both a rich rate history and E&S premium by line); category join is annual, line=all is also monthly/quarterly. Two aligned data families, not a prediction. $0.50 per query. Free discovery: /v1/rates/sample, /v1/premium/sample.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"from": {
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$",
"type": "string"
},
"granularity": {
"default": "year",
"enum": [
"month",
"quarter",
"year"
],
"type": "string"
},
"lag": {
"default": 0,
"maximum": 8,
"minimum": -8,
"type": "integer"
},
"line": {
"default": "all",
"minLength": 1,
"type": "string"
},
"state": {
"default": "TX",
"minLength": 1,
"type": "string"
},
"to": {
"pattern": "^\\d{4}-(0[1-9]|1[0-2])$",
"type": "string"
}
},
"type": "object"
},
"name": "get_rates_vs_premium"
},
{
"description": "Free sample of the multi-state carrier-distress dataset: headline counts plus a few recent liquidations and recent enforcement fines. Free -- the discovery bait for /v1/solvency and /v1/enforcement.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {},
"type": "object"
},
"name": "get_solvency_sample"
},
{
"description": "Year-over-year premium and policy count summary for a state and year. $0.10 per query. Mirrors GET /v1/premium/summary.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"state": {
"minLength": 1,
"type": "string"
},
"year": {
"maximum": 2100,
"minimum": 1900,
"type": "integer"
}
},
"required": [
"state",
"year"
],
"type": "object"
},
"name": "get_summary"
},
{
"description": "How is a Lloyd's of London syndicate performing? Look up a syndicate's capacity and Lloyd's estimated result forecast (worst/best case % on capacity, by year of account) plus its US surplus-lines eligibility, or browse syndicates by managing agent. $0.10 per query. Mirrors GET /v1/syndicates. Free discovery: /v1/syndicates/sample.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"limit": {
"default": 200,
"maximum": 500,
"minimum": 1,
"type": "integer"
},
"managing_agent": {
"minLength": 1,
"type": "string"
},
"syndicate": {
"minLength": 1,
"type": "string"
}
},
"type": "object"
},
"name": "get_syndicate"
},
{
"description": "Free sample of the Lloyd's of London syndicate-results dataset: how many syndicates are covered, the forecast year-of-account range, and a few example syndicate dossiers (capacity + estimated result forecast). Free -- the discovery bait for /v1/syndicates.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {},
"type": "object"
},
"name": "get_syndicate_sample"
},
{
"description": "Top carriers (NAIC group codes and standalone companies, ranked together per the report's own methodology) by direct premiums written for a jurisdiction (or countrywide) and line of business, with year-over-year change and CR4/CR10 concentration. `line` accepts a category to fan out into multiple line blocks. $0.10 per query. Mirrors GET /v1/carriers.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"limit": {
"default": 10,
"maximum": 125,
"minimum": 1,
"type": "integer"
},
"line": {
"default": "total_all_lines",
"minLength": 1,
"type": "string"
},
"scope": {
"default": "us",
"enum": [
"us",
"us_alien"
],
"type": "string"
},
"state": {
"enum": [
"AL",
"AK",
"AZ",
"AR",
"CA",
"CO",
"CT",
"DE",
"DC",
"FL",
"GA",
"HI",
"ID",
"IL",
"IN",
"IA",
"KS",
"KY",
"LA",
"ME",
"MD",
"MA",
"MI",
"MN",
"MS",
"MO",
"MT",
"NE",
"NV",
"NH",
"NJ",
"NM",
"NY",
"NC",
"ND",
"OH",
"OK",
"OR",
"PA",
"RI",
"SC",
"SD",
"TN",
"TX",
"UT",
"VT",
"VA",
"WA",
"WV",
"WI",
"WY",
"AS",
"GU",
"MP",
"PR",
"VI",
"CAN",
"AOA"
],
"type": "string"
},
"year": {
"maximum": 2100,
"minimum": 1900,
"type": "integer"
}
},
"type": "object"
},
"name": "get_top_carriers"
},
{
"description": "Top insurers by E&S/surplus lines premium for a state and period (month, half-year, or year), each with the carrier's latest-year combined and losses-incurred ratio joined by NAIC code (premium AND loss ratios in one call). $0.10 per query. Mirrors GET /v1/insurers.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"period": {
"pattern": "^\\d{4}(-(0[1-9]|1[0-2])|-H[12])?$",
"type": "string"
},
"state": {
"minLength": 1,
"type": "string"
}
},
"required": [
"state",
"period"
],
"type": "object"
},
"name": "get_top_insurers"
},
{
"description": "List the NAIC annual-statement line-of-business taxonomy (line_no, line_code, name, category, from_year, comparability_note) used by the carriers (NAIC Market Share Report) dataset, plus which data years are loaded. Free.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {},
"type": "object"
},
"name": "list_carrier_lines"
},
{
"description": "List U.S. hurricane catastrophe events (FEMA disaster declarations grouped into named storms, with NOAA landfall category/wind), most recent first. Filter by `state` (2-letter code), `year`, or `peril`. Free -- the discovery bait for /v1/cat/counties and /v1/cat/exposure.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"limit": {
"default": 200,
"maximum": 500,
"minimum": 1,
"type": "integer"
},
"peril": {
"minLength": 1,
"type": "string"
},
"state": {
"pattern": "^[A-Za-z]{2}$",
"type": "string"
},
"year": {
"maximum": 2100,
"minimum": 1900,
"type": "integer"
}
},
"type": "object"
},
"name": "list_cat_events"
},
{
"description": "The multi-state insurer enforcement ledger: fines and license suspensions/revocations/denials from state regulators (FL OIR, Texas TDI, New York DFS, California CDI, Washington OIC), plus Florida's examinations and investigations roster. Filter by `insurer`, `state`, `action_type`, or `year`. $0.10 per query. Mirrors GET /v1/enforcement. Free discovery: /v1/solvency/sample.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"action_type": {
"enum": [
"fine",
"suspension",
"revocation",
"denial",
"examination",
"investigation"
],
"type": "string"
},
"insurer": {
"minLength": 1,
"type": "string"
},
"limit": {
"default": 100,
"maximum": 500,
"minimum": 1,
"type": "integer"
},
"state": {
"pattern": "^[A-Za-z]{2}$",
"type": "string"
},
"year": {
"maximum": 2100,
"minimum": 1900,
"type": "integer"
}
},
"type": "object"
},
"name": "list_enforcement_actions"
},
{
"description": "List the coverage line taxonomy (source codes, names, normalized categories) available for a state. Free.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"properties": {
"state": {
"minLength": 1,
"type": "string"
}
},
"required": [
"state"
],
"type": "object"
},
"name": "list_lines"
}
]
}What the leaf hashes
{"body":"7362ff6671ff12ca2b9d3f3d1a47a89498021d21b4f7ab682124a6492147fac7","id":546240,"kind":"mcp.tools","method":"probe.mcp/1","observed_us":1793132874364407,"prev":null,"subject":"da46dd31-22a3-479d-81e9-825ea531a77e","subject_kind":"endpoint"}Proof
Fold these into the leaf in order, hashing each sorted pair with keccak256, to reach the root of (273461 rows).
- 0x3cc807be4b7a0309d91146010d070972164e36bfe475ec290c2ba90af07baffe
- 0x5a4f6465f6b5a9a4aff8e0fabb153627cbc26ab3a68359c6e15fdb0f04cfaad8
- 0xb9b4fe5d6618504cdf25aad1206f4040c994b2a6401b63fa931be299bd5782a1
- 0x917b701a94d533029514633799def244f54ef85fa89c3033d733b124e25e08ce
- 0xa19a62e98d9345a25669591c5cfedf0068298dbfdb2a9a5387215fbd8ba5db96
- 0x91bf260ce8d2227a7674b0d7518b3df8bcf37d0dfec737c21f231fc0afac8c13
- 0x23e5acb3f1d2dfa0013f15c008838860e35eedd378882e635ee4eff5e77a08d9
- 0x0768756bcb8fedf466b3629a2199d3c0cfdd5faa9c206060ed7d7df780b9794f
- 0xb46924afd847c016917a66186c78221733b8312c7973d03be84474d8496a9d00
- 0x5cea5435dcff39a78d6fd9cedeb7d73b2a431c80fcd13acf983b215de914e936
- 0x2a46b413c4a79ee979d8a40f091ba215dc98b3af9709a0311b2ff60a4cb34d60
- 0x5bcdf911ebda5c6d942d996f5453cef161d2571921ceb388d7c8ffbdc925f4d0
- 0x9e70d944564843a0f0d88b623d628ff2e2ac17c172d4ebe0ed141fe8b9f9dae4
- 0x42784d9809d120654630ee1b254a1dd90a2bbd3024aa180f1a59bbf53e9316e4
- 0x8360ee1105e4d9f9312067cbbfd47c69c5948665ae582b9684a580c8f4e199e1
- 0x52efa60e0c3d8525486d2310eb3b6b566c9677c64fd1f819edb072cf101bcbdb
- 0x22c1fb9487ee0b9732fa017a0cc321eb27a60c08450d112f755089796e12cb1c
- 0xa20d48798a34aba12eb9c7297722982d910f06c148f5e27ac59307422964a585
- 0x9fc354c0ea3efc3f1b6548bb77ea902a50f2c9647647ea61592efce2bd795699
- Day root
- 0xdd77e5e99da32c3f154180d63e3c3e6fe11e896a2c6896412ef6b5c4bcf7e795
- Chained
- 0x23bb4dfd09f55c15ac3962f53578e02c6114d5bfd9bb451cf8794fb6e2817ef4
- Published
- On Arc Testnet, block 69414147: 0xb2ebd83aafeb765a0ce66e76aefb133ed06606c98038fd56191e2bcd1dcb77b4