← The evidence ledger
Evidence row 125683
Observed , by baseline/1.
- Kind
- listing
- About
- source_record x402_bazaar:https://x402.agentutility.ai/invoice-discount-api
- Recorded
- Previous row
- None: the first of its kind about this subject
- Body SHA-256
- 9970284cfa7d612040acebec984be9e126f8d531f0d9a3103c75e72406cce9b9
- Leaf
- 0x737ad80662e4ef6cae13867c63f4b9ba7b576fc5aca1c6f7581486c85dbd1637
What was observed
{
"endpoints": [
[
"x402",
"https://x402.agentutility.ai/invoice-discount-api"
]
],
"name": "AgentUtility.ai",
"owner_address": "0x6c0752c09e7f6fa6526fcdf40e456a159ebb5621",
"raw": {
"accepts": [
{
"amount": "10000",
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"extra": {
"name": "USD Coin",
"version": "2"
},
"maxTimeoutSeconds": 300,
"network": "eip155:8453",
"payTo": "0x6c0752c09e7F6fA6526fCDf40e456a159ebB5621",
"scheme": "exact"
},
{
"amount": "10000",
"asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
"extra": {
"feePayer": "BENrLoUbndxoNMUS5JXApGMtNykLjFXXixMtpDwDR9SP"
},
"maxTimeoutSeconds": 300,
"network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
"payTo": "FJqAJ4dXkFbrp3EEo8E9x98iaBGUQwaU8Srz5ePfUXLH",
"scheme": "exact"
}
],
"description": "Calculates early payment discount APR and factoring economics. Same calculator as invoice-discount-calculator, exposed under likely buyer search terms. Use it as an invoice discount API or early payment discount APR API.",
"extensions": {
"bazaar": {
"discoverable": true,
"info": {
"input": {
"body": {
"advance_rate_pct": 95,
"annual_cost_of_capital_pct": 14,
"days_until_due": 45,
"discount_pct": 1.8,
"invoice_amount": 80000
},
"bodyType": "json",
"method": "POST",
"type": "http"
},
"output": {
"example": {
"calculator": "invoice-discount-calculator",
"drivers": [
{
"name": "effective_apr",
"note": "15.66% effective APR",
"score": 65.5,
"weight": 0.35
}
],
"grade": "strong",
"metrics": {
"cost_premium_vs_capital_benchmark": 153.95,
"discount_amount": 1440,
"effective_apr_pct": 15.66,
"net_cash_received": 74560
},
"recommendation": "Proceed with standard diligence and covenant checks.",
"score": 74.2,
"source": "deterministic in-process finance calculator; no upstream API",
"warnings": []
},
"type": "json"
}
},
"schema": {
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"input": {
"additionalProperties": false,
"properties": {
"body": {
"properties": {
"advance_rate_pct": {
"description": "Percent of invoice advanced immediately. Default 100.",
"type": "number"
},
"annual_cost_of_capital_pct": {
"description": "Benchmark annual cost of capital percent. Default 12.",
"type": "number"
},
"days_until_due": {
"description": "Days until the invoice would otherwise be paid.",
"type": "number"
},
"discount_amount": {
"description": "Discount dollars. Required unless discount_pct is supplied.",
"type": "number"
},
"discount_pct": {
"description": "Discount as percent of invoice amount. Required unless discount_amount is supplied.",
"type": "number"
},
"invoice_amount": {
"description": "Gross invoice face value.",
"type": "number"
}
},
"required": [
"invoice_amount",
"days_until_due"
]
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
},
"method": {
"enum": [
"POST"
],
"type": "string"
},
"type": {
"const": "http",
"type": "string"
}
},
"required": [
"type",
"method",
"bodyType",
"body"
],
"type": "object"
},
"output": {
"properties": {
"example": {
"properties": {
"calculator": {
"type": "string"
},
"drivers": {
"items": {
"properties": {
"name": {
"type": "string"
},
"note": {
"type": "string"
},
"score": {
"type": "number"
},
"weight": {
"type": "number"
}
},
"type": "object"
},
"type": "array"
},
"grade": {
"type": "string"
},
"metrics": {
"properties": {
"cost_premium_vs_capital_benchmark": {
"type": "number"
},
"discount_amount": {
"type": "integer"
},
"effective_apr_pct": {
"type": "number"
},
"net_cash_received": {
"type": "integer"
}
},
"type": "object"
},
"recommendation": {
"type": "string"
},
"score": {
"type": "number"
},
"source": {
"type": "string"
},
"warnings": {
"type": "array"
}
},
"type": "object"
},
"type": {
"type": "string"
}
},
"required": [
"type"
],
"type": "object"
}
},
"required": [
"input"
],
"type": "object"
}
},
"builder-code": {
"info": {
"a": "bc_awpbwsy3"
},
"schema": {
"$schema": "https://json-schema.org/draft/2020-12/schema",
"additionalProperties": false,
"properties": {
"a": {
"description": "App builder code",
"pattern": "^[a-z0-9_]{1,32}$",
"type": "string"
},
"s": {
"description": "Service builder codes",
"items": {
"pattern": "^[a-z0-9_]{1,32}$",
"type": "string"
},
"type": "array"
},
"w": {
"description": "Wallet builder code",
"pattern": "^[a-z0-9_]{1,32}$",
"type": "string"
}
},
"type": "object"
}
}
},
"iconUrl": "https://res.cloudinary.com/bdb-prod/image/upload/c_fill,ar_1:1,w_256,h_256,f_auto,q_auto/v1783070352/bazaar-icons/54f004eda341546b.png",
"lastUpdated": "2026-09-29T20:03:59.367Z",
"quality": {
"l30DaysTotalCalls": 1,
"l30DaysUniquePayers": 1,
"lastCalledAt": "2026-09-29T20:03:44.141Z"
},
"resource": "https://x402.agentutility.ai/invoice-discount-api",
"serviceName": "AgentUtility.ai",
"tags": [
"edge-finance",
"invoice",
"discount"
],
"type": "http",
"x402Version": 2
},
"source": "x402_bazaar",
"summary": "Calculates early payment discount APR and factoring economics. Same calculator as invoice-discount-calculator, exposed under likely buyer search terms. Use it as an invoice discount API or early payment discount APR API."
}What the leaf hashes
{"body":"9970284cfa7d612040acebec984be9e126f8d531f0d9a3103c75e72406cce9b9","id":125683,"kind":"listing","method":"baseline/1","observed_us":1793025626596733,"prev":null,"subject":"x402_bazaar:https://x402.agentutility.ai/invoice-discount-api","subject_kind":"source_record"}Proof
Fold these into the leaf in order, hashing each sorted pair with keccak256, to reach the root of (296695 rows).
- 0x737b4dfaa6eadc4068bfffd40d4918bf91799f703edb008f5e492c542668e9c3
- 0x6e79d2af2bfe71a6ccb67aaca5e26f50d4e8d8f3506f0098a6b110cdaf70e75e
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- 0x2face70e8f98c638e5c149addbe3bf014ad80c687ead93b71f4fca962c1d8200
- 0xf789913c86d9267f78548bd3209a1edf45419301792aa0ebc4694a1881d95f80
- 0x8eae1370d77e5687e9fa16599cc34fbe7e753fc92a663192cac18c88b65488f0
- 0xa3c88db7807d959a2e8baa6f009be17bdb38b3214ea785d4b2d5d17ee52945a7
- 0x737b99420beb3c5f8b3a8a829b735f5a1a1db5f29a074a9f0d31a391cea157df
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- 0xc4ff1fa7f303fed355e4fa9db2b2b2979c4aaf5cf1c573a5efa9b2d63b3dd462
- 0x4ad1cba264cd30b4cce9fb7c52897b51c3d91649c3d00e37d10c56aed923e338
- 0x3f193b47c78cf4e7b9e4988cd716854b0e1011e5fcbca161f5a885f1aa02857d
- 0x06064dc1eb2363bec8c2a752e0a28aafc4bf0cb21d1b1b755821c1575bb77a96
- 0xc4fe2177880ea1b0e82b6fe4c270090fd0fbe5af3a42a8cbf6a6ba2fa35625f6
- 0x15039087bf60ae9b06b756ec3cbc299760e59923a438bbd91e34d105186db0ed
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- 0x9b9ce5b74b9bab5121612ef6b64920a8d453cbf311096a423eef9702747e868a
- Day root
- 0xf43e8dcc3d451a4788b26be904c55e8c4c0fa75c9666796c51db38d37e2c0df8
- Chained
- 0x702d5ac508f08b0d1accf36af25822d8e5660367494edd17a642fb61e158a57a
- Published
- On Arc Testnet, block 69251483: 0x495162f8936e19f0039918feebe6c307f327cd6bf8c37219620b1970041fa9ae