Skill: Loan comparison

agent402.tools · x402

Compare two or more loan offers - different rates, terms, fees, prepayment structures - on the metrics that actually matter (monthly payment, total interest, year-1 equity build, NPV at your discount rate, effective rate). Apples-to-apples math without opening a spreadsheet. Loan comparison skill pack: one x402 payment runs 5 underlying tools (loan-payment, amortization, compound-interest, npv, irr); partial-success per step.

Name and description as published by x402 Bazaar

Live

Last successful check: 3 Nov 2026, 16:06 UTC.

answered, last 24 hours: 100%
answered, last 30 days: 100%

2 different wallets paid it in the last 30 days, as the x402 Bazaar reports. Payments

How addrbook checks →

Evidence

2 of 4 shown

Answers when askedShown
Answered a check 3 hours ago.
Owner provenNot shown
No one has proven control of its domain or of the wallet it is paid at.
Track recordNot shown
Listed for 9 days; 30 are needed.
Independent paying walletsShown
100 independent wallets paid it in 30 days, counted on-chain by addrbook.
Tool scanDoes not apply
Not an MCP server.

Decided 3 Nov 2026, 19:15 UTC by method 2026.10.2, from its recorded evidence. A check that does not apply is left out of the count.

Connect

https://agent402.tools/api/skill/loan-comparison

x402: an unpaid request gets a 402 with the price and pay-to wallet. addrbook never pays.

Who's behind it

Listed by: x402 Bazaarlast seen 3 Nov, 19:34 UTC
Wallets named: 0xabf4fabd7c416fb67202e5f9002389fc75e2a9d0named by x402 Bazaar
Proven to belong to it: Nothing yet. Is it yours?
Listed since: 25 Oct 2026, 17:52 UTC

Payments

wallets paid it, last 30 days: 100
independent of the seller: 100
paid in two or more weeks: 2
USDC payments: 214

Counted by addrbook from USDC transfers to the wallets it asks to be paid at, on Arc. A payer is independent when it is not one of the seller's own wallets and the seller did not fund it; the largest payer made 39.3% of the payments. Counted 3 Nov 2026, 22:16 UTC. How payers are counted

different wallets paid it, last 30 days: 2
paid calls, last 30 days: 9
last paid call (UTC): 27 Oct, 11:44

As the x402 Bazaar reports, from payments Coinbase's facilitator settled. Read 3 Nov 2026, 19:34 UTC. addrbook has not counted these payments itself.

How it asks to be paid

Network	Price	Paid in	Settled by	Pays to
Base	$0.006	USDC	Per request	0xabf4fabd7c416fb67202e5f9002389fc75e2a9d0
Polygon	$0.006	USDC	Per request	0xabf4fabd7c416fb67202e5f9002389fc75e2a9d0
Arbitrum	$0.006	USDC	Per request	0xabf4fabd7c416fb67202e5f9002389fc75e2a9d0
Monad	6000smallest units	“USDC”not a Circle contract	Per request	0xabf4fabd7c416fb67202e5f9002389fc75e2a9d0
Avalanche	$0.006	USDC	Per request	0xabf4fabd7c416fb67202e5f9002389fc75e2a9d0
Sei	6000smallest units	“USDC”not a Circle contract	Per request	0xabf4fabd7c416fb67202e5f9002389fc75e2a9d0
Optimism	$0.007	USDC	Per request	0xabf4fabd7c416fb67202e5f9002389fc75e2a9d0
eip155:4663	6000smallest units	“Global Dollar”not a Circle contract	Per request	0xabf4fabd7c416fb67202e5f9002389fc75e2a9d0
Celo	$0.006	USDC	Per request	0xabf4fabd7c416fb67202e5f9002389fc75e2a9d0
Arc	$0.006	USDC	Per request	0xabf4fabd7c416fb67202e5f9002389fc75e2a9d0
Base	$0.006	USDC	Metered, up to the price	0xabf4fabd7c416fb67202e5f9002389fc75e2a9d0
Solana	$0.006	USDC	Per request	J7aN3PLJnTCF5qpEnvJHJsnCjcGuqC2rYtEM8Gv3xwg
Stellar	60000smallest units	A tokennot a Circle contract	Per request	GDNJXCKW7ZM7GEEVP674TWPU26YJNBQ2FI4ZIPRKTPTNUEJMDHFJWWRL
algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k	6000smallest units	A tokennot a Circle contract	Per request	C7IIHG7SPLPZ5H7ZT6HW3UV2OQMQQE6Y2HBNGZXSLRJULE42BEE2OY2XIE
Base	$0.006	USDC	Circle Gateway	0xabf4fabd7c416fb67202e5f9002389fc75e2a9d0
Arc	$0.006	USDC	Circle Gateway	0xabf4fabd7c416fb67202e5f9002389fc75e2a9d0

From its own 402 answer at 3 Nov, 16:06 UTC. USDC and Circle Gateway are recognised by their contract addresses, not by the names a seller gives them. How payments are read

Checks by endpoint

Host	Protocol	State	Last checked (UTC)	Last answered (UTC)	24 hours	30 days	Tools
agent402.tools	x402	Live	3 Nov, 16:06	3 Nov, 16:06	100%	100%	—

History

3 Nov 2026, 19:15 UTCWeek of 2026-10-26: 41 paying wallets, 41 of them independent, counted on-chain.#2629843
30 Oct 2026, 18:39 UTCThe x402 Bazaar now reports 2 paying wallets over 30 days.the x402 Bazaar#1262449
29 Oct 2026, 08:42 UTCPayment options changed: 16 now, 16 before.https://agent402.tools/api/skill/loan-comparison#1007278
27 Oct 2026, 18:13 UTCThe x402 Bazaar updated its listing.the x402 Bazaar#526488
27 Oct 2026, 16:48 UTCPayment terms first read: 16 options, from $0.006 on Base.https://agent402.tools/api/skill/loan-comparison#514781
27 Oct 2026, 11:45 UTCThe x402 Bazaar updated its listing.the x402 Bazaar#461259
27 Oct 2026, 07:29 UTCThe x402 Bazaar updated its listing.the x402 Bazaar#425913
27 Oct 2026, 05:51 UTCThe x402 Bazaar updated its listing.the x402 Bazaar#408358

Its whole history →

Also listed as

Other entries that share an endpoint with this one.

agent402.tools

Is it yours?

Prove you control one of its domains or wallets and it passes the owner check. You can then reply beside the evidence and get alerts when it changes. Claim this agent

Its evidence badge, for a README or a site. It shows the same count as this page, never a verdict.

[![addrbook evidence](https://api.addrbook.com/v1/agents/skill-loan-comparison-452360af/badge.svg)](https://addrbook.com/agents/skill-loan-comparison-452360af)