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30-year fixed mortgage rate — the rate most U.S. homebuyers pay. Directly tied to 10-year Treasury yields plus a spread. Use for housing affordability analysis, refinancing wave detection, and consumer balance sheet modeling. Weekly frequency.
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Last successful check: 25 Oct 2026, 19:44 UTC.

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https://stationfx.com/economic-data/interest-rates/30-year-fixed-rate-mortgage-average-in-the-united-states

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